360Wallet enables cash to flow both ways across any participating bank, ATM operator, or retailer — cardless withdrawals AND real-time cross-bank deposits — through a single, secure authorization platform.
360Wallet connects financial institutions and cash-out networks through a secure interoperability layer — enabling cardless ATM withdrawals and real-time cross-bank deposits without additional physical infrastructure.
A single authorization platform for the full cash lifecycle — into and out of any participating bank
Any voucher, wallet, or send-money credential — redeemable at any participating ATM across the network. Bank-format-intelligent routing matches each acquirer's native format automatically.
Deposit cash at any bank's ATM and have it credited to any other bank's account in real time — no waiting for overnight batch clearing. Just like Absa, FNB or Standard Bank deposits, but across every participating bank.
Depositor enters receiving bank, account number and their name + cellphone
ATM counts notes and displays total with full denomination breakdown
Depositor confirms — 360Wallet clears the credit to the receiving bank in real time
Depositor receives instant SMS receipt. Funds available immediately at destination
Connecting key players in the financial ecosystem
Extend withdrawal AND deposit access across every participating network — without deploying additional ATMs or branches.
Double your ATM utilization — every terminal becomes a bi-directional cash-in / cash-out point for all participating banks.
Support secure digital cash withdrawals and earn from transaction flows.
Enterprise-grade infrastructure for modern financial services
End-to-end encrypted transaction authorization
Seamless connection across financial networks
Instant transaction validation and processing
Streamlined reconciliation and billing
Bank-grade security controls and compliance
Built for South African financial regulations
Cash cleared to any bank instantly — no overnight batching
FICA/FIC limits tunable per bank, account or tier — no redeploys
360Wallet is a financial infrastructure solution developed by Motswagae Holding (Pty) Ltd, focused on enabling interoperable cash access across financial ecosystems in South Africa.
Ready to expand your cash access network? Contact us to discuss partnership opportunities.
info@360wallet.co.za
Phone
+27 707358450
Location
Johannesburg, South Africa